About this site

Retirever is a small set of retirement tax calculators put together by a CPA. The idea is pretty simple: most of the calculators floating around the internet focus on how much you've saved or what your portfolio might return. Almost none of them help you figure out what you'll actually owe in tax.

That's a problem, because for a lot of retirees, taxes end up being the single biggest expense they have any control over. A well-timed Roth conversion, a smart year for an RMD, a different withdrawal order — these things move real money.

Every tool here runs in your browser. There's no login, no email field, no tracking pixel waiting to sell your info to an annuity salesperson. The numbers are based on the current IRS rules and get updated when the rules change.

One thing we don't do: give you personal tax advice. We can show you the math; we can't know your full picture. For the actual decision, talk to a CPA who can look at your return.