Built by a CPA · Free · No signup

Retirement tax
calculators that add up.

A small set of calculators for the tax questions that actually matter in retirement: RMDs, Roth conversions, Social Security, early withdrawals. Free to use, nothing to sign up for, and we don't try to sell you anything afterward.

What you can figure out here

RMD Calculator

See how much you have to pull out of your IRA or 401(k) once you hit 73.

Open it

Roth Conversion Estimator

Get a rough idea of what a Roth conversion will cost you in tax this year.

Open it

Social Security Tax Calculator

Figure out how much of your Social Security check the IRS will tax.

Open it

Early Withdrawal Penalty Calculator

Pulling money out before 59½? See what the tax and 10% penalty will run you.

Open it

IRA Contribution Eligibility Checker

Find out if you can put money into a Roth or Traditional IRA this year, and how much.

Open it

Retirement Tax Bracket Estimator

Get a sense of what tax bracket you'll actually be in once you stop working.

Open it

Why we built this

Real tax code, not guesses

A licensed CPA wrote the math. The brackets, phase-outs, and limits track the actual 2025 rules.

Nothing to sign up for

No email, no account, no funnel. Type in your numbers and get an answer.

Not selling anything

We don't run ads, push annuities, or hand your info to an advisor. The tools are the product.

These tools are here to help you think things through. They aren't tax advice. Run anything important by your own CPA before you act on it.